0% APR. Built for You.
Get the build you want today. Pay over time with 0% APR financing on builds over $999. Four partners. Fast approvals. No credit needed with lease-to-own.
Choose How You Pay
Four financing options to match every situation — from 0% APR installments to lease-to-own and promotional store-card financing.
0% APR
6–36 months
Split your purchase into equal monthly payments with 0% APR. No hidden fees, no deferred interest, no surprises.
- 0% APR on 6, 12, 18, or 24 month terms
- Soft credit check — no impact to apply
- Available on purchases over $999
- No late fees if you miss a payment
Subject to eligibility. Rates from 0–36% APR. See Affirm.com for terms.
Apply with Affirm →Multi-Lender
Faster Approval
One application, multiple lenders competing for your business. Higher approval rates, even with limited credit history.
- Single application, multiple lender options
- Higher approval rates than single-lender
- Flexible terms from 6 to 36 months
- Same-day approval in most cases
Rates and approval subject to credit review. See PayTomorrow.com for terms.
Apply with PayTomorrow →
Lease to Own
No Credit Needed
No credit check. No minimum credit score. Get your build today with flexible lease-to-own payments.
- No credit check required
- 90-day early purchase option
- Flexible weekly or monthly payments
- Own it outright at any time
Lease-to-own. Not a loan. Total cost of ownership exceeds retail price. See terms.
Apply with Progressive →Promo Financing
0% / Deferred
The Xidax store card by Synchrony — promotional 0% APR and deferred-interest financing on qualifying builds, with a revolving line for future upgrades.
- Promotional 0% APR / deferred-interest periods
- 6, 12, 18, or 24 month promo terms
- Revolving credit for future purchases
- Manage payments in the Synchrony app
Subject to credit approval. Promotional financing on qualifying purchases; minimum monthly payments required. Deferred-interest terms apply — see cardholder agreement for details.
Apply with Synchrony →How It Works
Pick Your Build
Choose a ready-to-ship build or configure your own from scratch.
Choose Financing
At checkout, select Affirm, PayTomorrow, Progressive, or Synchrony and apply in under 30 seconds.
We Make It Yours
Your machine is quality-control tested and shipped — covered for life.
Pay Over Time
Enjoy your build. Make your monthly payments. That's it.
Financing Questions
Do I need good credit to qualify?
Affirm offers options for a wide range of credit profiles. PayTomorrow and Progressive Leasing specialize in approvals for customers with limited or challenged credit history, and the Synchrony store card adds another path. Apply to maximize your approval odds.
Will applying affect my credit score?
Affirm uses a soft credit pull that does not affect your score. PayTomorrow and Progressive Leasing also use soft checks for pre-qualification. A hard inquiry only occurs if you accept an offer (or open the Synchrony card).
Can I pay off early?
Yes. Affirm, PayTomorrow, and the Synchrony card allow early payoff with no prepayment penalties. Progressive Leasing offers a 90-day early purchase option that can significantly reduce total cost.
Is Progressive Leasing actual financing?
Progressive is a lease-to-own arrangement, not a traditional loan. You make weekly or monthly payments and own the item outright at the end of the lease term, or can exercise an early purchase option.
What's the maximum I can finance?
Affirm approves up to $17,500. PayTomorrow up to $10,000. Progressive Leasing up to $4,500. Synchrony limits depend on approval. For high-end builds, Affirm is typically the best option.